what bank to use?

Thread Tools
  #1  
Old 07-25-2007, 12:04 AM
Rookie
Thread Starter
Join Date: Jul 2007
Location: Henrietta, NY
Posts: 19
Default what bank to use?

I am wondering what bank everyone would recommend using that will ease banking. I am currently in a Credit Union in Rochester, NY but staying out in Syracuse, NY for school as already presented somewhat of a banking nightmare. So my question is...What bank should I use?
 
__________________
TTJustin
  #2  
Old 07-25-2007, 12:32 AM
Senior Board Member
Join Date: Sep 2005
Location: Cincinnati
Posts: 1,143
Default

With a laptop and internet access you can pretty much bank anywhere you please.
 
__________________
I'm willing to die to protect my Right to Bear Arms.

Are you willing to die to take them away from me?
  #3  
Old 07-25-2007, 12:57 AM
Blind Driver's Avatar
Senior Board Member
Join Date: Apr 2006
Location: New Albany, IN
Posts: 534
Default

I'd stay away from Bank of America and Fifth Third. I've had nuttin' but problems from them
 
__________________
"Professional stake killer with ability to operate heavy equipment"
  #4  
Old 07-25-2007, 01:06 AM
Senior Board Member
Join Date: Dec 2005
Location: Earth, North America, North, East, 9th State, 42° 56' 1" N, 72° 16' 41" W
Posts: 538
Default

I changed to Bank of America from my credit union. There seems to be more BoA branches and ATM's in the trucking world than any other bank. They also have a thing called "Keep the Change" that deposits the difference of 1 to 99 cents (change) on any debit card use. It puts about $10 - 15 a month into my savings account.

I have had zero problems with them.
 
__________________
The hand of the diligent shall rule; the slothful shall be under tribute."
Proverbs 12:24, God, A really long time ago.
  #5  
Old 07-25-2007, 02:26 AM
GMAN's Avatar
Administrator
Site Admin
Board Icon
Join Date: Feb 2005
Location: Tennessee
Posts: 17,097
Default

Flying J owns a bank called Transportation Alliance Bank. They are probably the most friendly bank for truckers. If you are paid with a Comcard or check or any of the other cards, you can move all of the funds to your TAB account with a phone call or on line in about 20 minutes. They can issue you a debit Mastercard which can be used anywhere and they also have ATM's at most Flying J's that have discounted fees for bank customers. I have accounts at other banks, but use TAB for most of my trucking transactions on the road. I can also transfer money from my TAB account to any other account over night for $2. There is no charge for moving money into the account. And they also pay interest on your balance.
 
  #6  
Old 07-25-2007, 10:31 PM
golfhobo's Avatar
Board Icon
Join Date: Oct 2005
Location: the 19th hole / NC
Posts: 9,647
Default

Does your company have direct deposit? If so, (and if not) pick ANY bank you want that is national, with a debit/check card on any of several nationwide systems like Plus or cirrus, etc. There's an ATM machine or two in EVERY truckstop and bar in the country. :roll:

MOST banks you'll find along the way, won't have truck parking, anyway!

There's no "special" bank for Truckers! :roll:

I see NO reason for anyone getting into trucking to need to CHANGE banks. I don't understand why this question keeps coming up! :roll:

I DO see a possible problem if you bank at a credit union, but that is easily remedied. First, MOST of them are on the systems I mentioned, so your cash is easily accessible. Second, What the heck is so difficult about banking these days??

Besides, if you NEED money on the road, MOST companies will let you take an "advance" against your next check, to be received at ANY truckstop, with NO fee (if you get fuel.)
 
__________________
Remember... friends are few and far between.

TRUCKIN' AIN'T FOR WUSSES!!!

"I am willing to admit that I was wrong." The Rev.
  #7  
Old 07-25-2007, 11:33 PM
Senior Board Member
Join Date: Dec 2006
Location: Somewhere between Rochester NY and Gaults' Gulch
Posts: 2,698
Default

If your a member of a large FCU stay there, (we do have some small credit unions in Roch.) or just open an account at a large bank like HSBC and use the ATM card anywhere. Who are you hooked up with in Syracuse?
 
  #8  
Old 07-26-2007, 01:37 AM
Rookie
Thread Starter
Join Date: Jul 2007
Location: Henrietta, NY
Posts: 19
Default

im with summit fcu in rochester. as for in syracuse im not hooked up with anyone.
 
__________________
TTJustin




Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



All times are GMT. The time now is 04:16 PM.

Top